Oliver Hughes, CEO of Tinkoff Bank: “I see students of Innopolis University as employees of Tinkoff Bank branch at the IT city”

Oliver Hughes, CEO, Chairman of the Management Board, and Vyacheslav Tsyganov, Chief Information Officer of Tinkoff Bank gave a speech for students of the University and told about the world of banks after the fintech revolution.

Oliver Hughes, CEO of Tinkoff Bank: “I see students of Innopolis University as employees of Tinkoff Bank branch at the IT city”

The lecturers shared how Tinkoff Bank uses information technologies and the cloud contact centre, and described the Masterchain platform as a tool for interaction between participants of the financial market based on distributed ledgers.

Oliver Hughes mentioned that he would be glad to see students of the IT University as employees of Tinkoff Bank: “Russia has many smart technicians and developers. In this country we see a pool of candidates we need”.

According to the Chairman, the fintech revolution is about to start and it will develop in two scenarios: “I would describe it a fast-moving evolution. In case of the first scenario, all banks will disappear as if aliens came to the Earth and destroyed the whole system. Although it seems unlikely, I suppose Google and StarbucksFinance may still appear”.

The CEO assumes that banks are more likely to adapt to the new environment. Institutions that use high technologies, understand clients’ needs and start changing in order to meet these requirements will survive. At the beginning, all services will be available via smartphones that soon will be replaced by gadgets like chip-based eye glasses or watch implanted in human body. Other banks will disappear.

“Development of financial technologies will be supported by three types of people: regular consumers who avoid using services in the form they are offered today, startupers who create new technologies and developers of advanced algorithms. We already pay attention to interesting fintech startups and smart ideas”, — added Oliver Hughes.

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